Rewards vs. Low Rate Credit Card Calculator

Which is better: A rewards credit card or low-rate credit card?

Choosing the right credit card can feel like a balancing act—do you go for one with great rewards, or opt for a low interest rate to save on interest charges?

Our Rewards vs. Low-Rate Credit Card Calculator is here to make that decision easier. By comparing your spending habits and payment preferences, this tool helps you see which type of card could benefit you more in the long run. If you like maximizing your rewards and depositing to your Fifth Third account, this calculator gives you a clear picture of which credit card would work best for you.

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Fifth Third credit cards offer great rewards, low rates, no annual fees,2,4,5 contactless payments, and easy redemption—check out the options below to compare credit cards.

Fifth Third 1.67% Cash/Back Card1

Reward yourself a Fifth Third Better with unlimited 1.67% cash back on every purchase.

Fifth Third 1% Cash/Back Card

Our low-rate card offers 0% APR for 15 months on purchases and balance transfers.2

Fifth Third Preferred Cash/Back Card

A cash back credit card for Preferred customers. Enjoy unlimited 2% cash back on every purchase.3

Additional Resources

Unlock the door to financial flexibility and build smart spending habits by exploring the benefits of credit cards. Read more in our collection of credit card Financial Insights articles.